Capital Strategy
Financing Solutions for Real Estate Investors
Compare bridge, DSCR, fix-and-flip, construction, commercial, rental portfolio, gap funding, and business funding options — and understand how each fits into the capital stack.
Capital strategy starts with knowing which tool fits the deal.
Not every investor needs the same loan. A stabilized rental, value-add acquisition, construction project, and shortfall at closing all require different capital structures. This page helps investors compare APC's core financing solutions and find the right next step.
Financing Solutions
DSCR Loans
Rental-property financing based primarily on property cash flow rather than personal income.
Bridge Loans
Short-term capital for acquisitions, value-add opportunities, and time-sensitive closings.
Bridge to DSCR
A two-step strategy for acquiring or stabilizing a rental property before refinancing into long-term DSCR debt.
Fix & Flip Loans
Capital for purchase, renovation, and resale strategies where ARV and execution matter.
New Construction Financing
Financing for ground-up or build-to-rent projects with draw schedules, inspections, and exit planning.
Commercial & Multifamily
Capital solutions for multifamily, mixed-use, and commercial real estate assets.
Rental Portfolio Loans
Financing for investors scaling across multiple rental properties or portfolio-level structures.
Gap Funding
Capital support for defined shortfalls when senior debt, timing, or liquidity does not fully solve the deal.
Business Funding
Business-purpose capital that can support liquidity, reserves, operating needs, and stronger investor positioning.
How to Choose the Right Structure
Each deal scenario maps to a different capital tool. Use this guide to narrow the right starting point.
If the property is already stabilized and generating rent
If the deal needs speed, renovation, or repositioning
If the asset needs stabilization before long-term financing qualifies
If the project involves construction or major rehabilitation
If the senior loan leaves a defined shortfall at closing
If the business needs liquidity before or during a deal
The right capital structure depends on the full deal.
APC evaluates more than the requested loan amount. We look at how the property, borrower, capital stack, and exit strategy work together before matching the deal to the right financing path.
Asset
Property type, condition, and income profile
Timeline
How quickly capital needs to close and what exit horizon looks like
Leverage
Target LTV relative to program limits and deal structure
Cash Flow
Current or projected NOI versus debt service obligations
Liquidity
Post-closing reserves available across the portfolio
Exit Strategy
Refinance path, sale timing, or hold and cash-flow plan
Have a deal that needs the right capital structure?
Submit the scenario and APC will help evaluate the financing path, capital stack, and next step.