Strategic Capital forReal Estate Investors
Specialized financing solutions for DSCR loans, bridge financing, fix-and-flip, and portfolio growth. We align the right capital with your deal so investors can move faster and scale smarter.
Real Estate Capital
Flexible capital for rentals, flips, multifamily, and portfolio growth.
Business Funding
Strategic funding for investor-owned entities and deal execution.
Gap Funding
Solutions for shortfalls, transitions, and complex funding needs.
Investor Focused
Scenario-first guidance built around your deal, timeline, and exit strategy.
41 States + DC
Nationwide Reach
7–14 Days
Bridge Closing Speed
No Income Verification
DSCR-Friendly Options
4.9 / 5 Rating
Verified Investors
Our Financing Solutions
Purpose-Built for Real Estate Investors
Whether you're acquiring rental properties, flipping homes, or building from the ground up, we have the capital structure to match your strategy. Learn how DSCR loans work or explore our bridge-to-DSCR strategy for renovation projects. We also support investors across multifamily and select commercial scenarios.
Flexible Capital for Real Investors
When the Loan Isn't
the Whole Problem
A senior loan may fund the property, but it does not always solve the pressure around the deal. Ascension Private Capital helps investors access business funding and gap funding options that support liquidity, closing needs, reserves, and shortfalls before they cost you the opportunity.
Deal Pressure Points We Help Solve
Business Funding
Working capital to support the business behind the deal.
For investors who need operating capital, marketing funds, contractor deposits, reserves, materials, or liquidity support while keeping real estate opportunities moving.
Explore Business FundingGap Funding
Capital support for shortfalls that can stall a closing.
For investors dealing with down payment gaps, closing shortfalls, rehab budget gaps, appraisal gaps, earnest money needs, or time-sensitive deal completion.
Explore Gap FundingThe strongest investors are not just looking for a loan.
They are building access to capital before the pressure hits.
Why Investors Choose Ascension
We understand real estate investment at a fundamental level. Our process is designed for speed, transparency, and results.
Fast Closings
Close in as little as 7-14 days with streamlined underwriting.
Investor-Focused
Structured specifically for real estate investors, not homeowners.
Flexible Terms
Tailored solutions that adapt to your investment strategy.
Investor Loan Programs
Fast Capital For
Real Estate Investors.
| Program | Best For | Leverage | Rate Range | Term | Typical Timeline |
|---|---|---|---|---|---|
| DSCR | Stabilized rental properties with cash-flow-based underwriting. | Purchase: up to 85% LTV / Refi: up to 80% LTV | 6.75% – 9.50% | 30 Years | 14 – 30 Days |
| Bridge | Transitional assets, acquisitions, refinance, and repositioning. | Up to 80% LTV / 85% LTC | 9.50% – 13.50% | 6 – 24 Months | 7 – 21 Days |
| Fix & Flip | Purchase, rehab, and resale projects. | Up to 100% LTC and up to 75% ARV | 9.99% – 13.99% | 6 – 18 Months | 7 – 14 Days |
| Construction | Ground-up builds for experienced builders and investors. | Up to 90% LTC | 10.50% – 14.50% | 9 – 18 Months | 10 – 21 Days |
| Rental Portfolio | Multiple single-family and small multifamily rental properties. | Up to 75% – 80% LTV | 7.25% – 10.25% | 5 – 30 Years | 21 – 45 Days |
| Multifamily | 5+ unit acquisitions, bridge, refinance, and recapitalizations. | Up to 75% – 80% LTV | 7.50% – 12.50% | 12 Months – 30 Years | 14 – 45 Days |
Stabilized rental properties with cash-flow-based underwriting.
Leverage
Purchase: up to 85% LTV / Refi: up to 80% LTV
Rate Range
6.75% – 9.50%
Term
30 Years
Timeline
14 – 30 Days
Transitional assets, acquisitions, refinance, and repositioning.
Leverage
Up to 80% LTV / 85% LTC
Rate Range
9.50% – 13.50%
Term
6 – 24 Months
Timeline
7 – 21 Days
Purchase, rehab, and resale projects.
Leverage
Up to 100% LTC and up to 75% ARV
Rate Range
9.99% – 13.99%
Term
6 – 18 Months
Timeline
7 – 14 Days
Ground-up builds for experienced builders and investors.
Leverage
Up to 90% LTC
Rate Range
10.50% – 14.50%
Term
9 – 18 Months
Timeline
10 – 21 Days
Multiple single-family and small multifamily rental properties.
Leverage
Up to 75% – 80% LTV
Rate Range
7.25% – 10.25%
Term
5 – 30 Years
Timeline
21 – 45 Days
5+ unit acquisitions, bridge, refinance, and recapitalizations.
Leverage
Up to 75% – 80% LTV
Rate Range
7.50% – 12.50%
Term
12 Months – 30 Years
Timeline
14 – 45 Days
Indicative ranges only. Terms vary by asset, sponsor, experience, and market. Nationwide where permitted.
Fast Capital. Stronger Deals.
Better Outcomes.
A Strategic Capital Partner
We coordinate funding options, structure deals for approval, and solve problems throughout the process.
Funding Flexibility
With Ascension
Access to multiple lenders and programs through one application
Traditional
Limited to one lender's programs and guidelines
Deal Structuring
With Ascension
Strategic positioning to meet lender guidelines and maximize approval odds
Traditional
Navigate lender requirements independently
Negotiation & Coordination
With Ascension
Leverage relationships to secure better terms and coordinate all closing steps
Traditional
Fixed terms with limited negotiation leverage
Problem Solving
With Ascension
Address appraisal, title, or underwriting issues with alternative solutions
Traditional
Limited alternatives when issues arise during closing
Investor Support
With Ascension
Match newer investors with flexible lenders and guide through process
Traditional
Strict qualification requirements with limited flexibility
Long-Term Relationship
With Ascension
Build continuity across multiple deals with portfolio growth strategy
Traditional
Transactional relationship focused on individual deals
Category
Working With Ascension
Traditional Approach
Funding Flexibility
Access to multiple lenders and programs through one application
Limited to one lender's programs and guidelines
Deal Structuring
Strategic positioning to meet lender guidelines and maximize approval odds
Navigate lender requirements independently
Negotiation & Coordination
Leverage relationships to secure better terms and coordinate all closing steps
Fixed terms with limited negotiation leverage
Problem Solving
Address appraisal, title, or underwriting issues with alternative solutions
Limited alternatives when issues arise during closing
Investor Support
Match newer investors with flexible lenders and guide through process
Strict qualification requirements with limited flexibility
Long-Term Relationship
Build continuity across multiple deals with portfolio growth strategy
Transactional relationship focused on individual deals
Free Download
The Investor's Guide to
Gap Funding
Learn how investors solve down payment shortfalls, closing capital gaps, and funding mismatches with strategies like unsecured capital and cross-collateralization.
- Solve down payment shortfalls without depleting reserves
- Understand unsecured capital programs (FICO 680+)
- Learn when cross-collateralization makes sense
- See the decision framework for your exact situation
PDF Guide
The Investor's Guide to Gap Funding & Unsecured Capital
Get the Free Guide
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Where APC Reviews Funding Scenarios
Ascension Private Capital helps real estate investors review private-capital options across most U.S. markets. Program availability, lender appetite, licensing, collateral type, and transaction structure may vary by state and scenario.
Reviewing Opportunities Across Most U.S. Markets
Ascension Private Capital helps investors evaluate private-capital options by market, collateral type, lender appetite, and transaction structure.
APC reviews funding scenarios in these states.
Program availability is limited or not available at this time.
Supported
Limited / Unavailable
Availability is subject to lender/program requirements, licensing, underwriting, collateral type, and transaction structure. APC does not guarantee funding, approval, terms, or closing timelines.
Built for Investors
- No personal income verification on DSCR loans
- Flexible credit requirements
- Portfolio-wide financing options
- Asset-based underwriting
- Experienced with complex structures
- Direct access to decision makers
Ready to Move Forward?
Submit your deal details and get a preliminary decision within 24-48 hours. Our team reviews every submission personally. Not sure if your deal qualifies? Read our guide on what makes a deal fundable or compare bridge loans vs DSCR loans.
Get StartedGet Started
Let's Discuss Your Next Deal
Whether you're acquiring your first rental or refinancing a 50-unit portfolio, we have the expertise and capital to help you succeed.
Built Around Clear Deal Review,
Not Empty Promises
Every funding request is reviewed around the deal, the documents, the timeline, and the exit strategy — not just a rate sheet.
Deal Structure Review
We look at the asset, borrower profile, capital stack, and exit plan before matching the request to a funding path.
Document Readiness
Rent rolls, entity documents, bank statements, budgets, insurance, and valuation details all affect how quickly a deal can be reviewed.
Capital Path Fit
DSCR, bridge, gap funding, commercial/multifamily, and business funding options are evaluated based on the scenario.
No Guaranteed Outcomes
All financing is subject to lender approval, underwriting, terms, and conditions. APC does not issue credit decisions or fund loans directly.
Ascension Private Capital is a commercial mortgage brokerage. All loan scenarios are subject to lender review, approval, and applicable terms and conditions. Past results do not guarantee future outcomes.